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DISCLAIMERS

Materials provided on this Site are provided "as is" without warranty of any kind, either express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, and non-infringement. BADEA specifically does not make any warranties or representations as to the accuracy or completeness of any such Materials. BADEA periodically adds, changes, improves, or updates the Materials on this Site without notice. Under no circumstances shall BADEA be liable for any loss, damage, liability or expense incurred or suffered which is claimed to resulted from use of this Site, including without limitation, any fault, error, omission, interruption or delay with respect thereto. Use of this Site is at User's sole risk. Under no circumstances, including, but not limited to, negligence, shall BADEA be liable for any direct, indirect, incidental, special or consequential damages, even if BADEA has been advised of the possibility of such damages. User specifically acknowledges and agrees that BADEA is not liable for any conduct of any User.

This Site may contain advice, opinions, and statements of various information providers and content providers. BADEA does not represent or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider or content provider, or any User of this Site or other person or entity. Reliance upon any such opinion, advice, statement, or other information shall also be at your own risk. Neither BADEA nor its affiliates, nor any of their respective agents, employees, information providers or content providers shall be liable to any User or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of, or use of any content herein, regardless of cause, for any damages resulting there from.

As a condition of use of this Site, User agrees to indemnify BADEA and its affiliates from and against any and all actions, claims, losses, damages, liabilities and expenses (including reasonable attorneys' fees) arising out User's use of this Site, including without limitation any claims alleging facts that if true would constitute a breach by User of these terms and conditions. If User is dissatisfied with any material on this Site or with any of terms and conditions of use of this Site, User's sole and exclusive remedy is to discontinue using this Site. Nothing on this Site or any Materials shall be construed, implicitly or explicitly, as containing any investment recommendations, an offer of or an invitation by or on behalf of BADEA to subscribe for, purchase or sell any shares or securities or other financial instruments nor should it be considered as investment advice. This Site may contain forward looking statements that are subject to risks and uncertainties that might cause actual results to differ from those foreseen.

COPYRIGHT, TRADEMARK AND PERMITTED USE

User may reproduce or translate a limited extract of BADEA from this Site free of charge and without written permission from BADEA , provided that BADEA (including the reference www.badea.org) is cited as the source and, with respect to translations, a statement is included that the translation is not an official BADEA translation. By way of guidance, a "limited extract" means any extract of not more than 400 words of text or two tables or graphs, and in any case not exceeding 10 % of the relevant BADEA material. User who wishes to reproduce or translate more than a limited extract of BADEA Materials, or who wish to modify BADEA Materials, should submit a permission request to BADEA at badea@badea.org. Some BADEA Materials may contain references to materials from third parties, for which copyright must be honoured.

Some names on this Site as well in some BADEA Materials, whether or not appearing in large print or with the trademark symbol, are trademarks of BADEA, its affiliates, related organizations, institutions, companies or its licensors or joint venture partners, unless otherwise noted. The use or misuse of these trademarks or any other materials, except as permitted herein, is expressly prohibited and may be in violation of copyright law, trademark law, the law of slander and libel, the law of privacy and publicity, and communications regulations and statutes.